Preheat oven to 400. (375 if using a dark pan) Spray a 9x13 pan with cooking spray.

Spread the potatoes evenly over the bottom.
Add the ham, onions, green peppers and 1 cup of the cheddar cheese over the potatoes.

In a small bowl combine the milk, egg substitute and the Bisquick mix; pour over the potatoes.

Bake uncovered for 40 minutes or until the center is set. Remove from the oven.
Sprinkle the remaining 1 cup of cheddar cheese over the casserole. Let stand 5 minutes.

Nutrition Information:
Per Serving (12 servings): 207 Calories; 6g Fat (25.3% calories from fat); 15g Protein; 24g Carbohydrate; 1g Dietary Fiber; 16mg Cholesterol; 640mg Sodium.
Exchanges: 1 1/2 Grain(Starch); 1 1/2 Lean Meat; 0 Vegetable; 0 Non-Fat Milk; 1/2 Fat.